Centrica Savings Plan, Centrica Engineers Savings Plan & Centrica Pension Plan Savings Section AVCs

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Retirement flexibility

Everyone 55 and over has control over how they take money from their pension.

Pensions are now one of the most tax-efficient and flexible ways to save for the future.

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Read our moneyplus blog for articles about what’s important to you – like your family’s future, tax planning and pension reform written by our experts in Standard Life.

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What are Additional Voluntary Contributions (AVCs)?

It’s a good idea to save more for your future.

Putting more towards your retirement with the Centrica Savings Plan is one way of doing this.

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Your payment choicesHow much should you pay?

It's up to you - as long as you meet any minimums set. But remember, paying in a little bit more now could make a big difference when you retire.

Investment optionsWhere can you invest your payments?

It's all about deciding how much investment risk you're comfortable with, the balance between this risk and opportunity for growth, and how much involvement you'd like in your investment decisions. By thinking about these things and understanding what you want to achieve, you might find it easier to choose where to invest your money.

What does this mean for you?About to retire?

You've worked hard all your life to get to this point, so it makes sense to get the most from your pension with a little preparation and planning. There's lots of helpful information right here, including a step by step guide to help you figure out what you should do when.


Login to online servicing

Easily and securely check your pension value, investments and more on your mobile, tablet or PC.

MyPension Hub can be directly accessed through Workday - External Benefits with no log-in details required.


Your pension is normally a long term investment and you usually can't withdraw money until the age of 55 (may be subject to change). As with any investment, the value can go down as well as up, and may be worth less than what was paid in.