Topping up your main pension arrangement

Feed your pension

Finding extra money can be really tough. But paying in even just a little bit more now can have a big impact on your standard of living when you retire. When you choose to top up your pension, you're taking control of your future. Centrica also pay an additional amount on top of your contributions up to a maximum of 10% .

1. Increase your retirement savings

Your additional retirement savings are a long term plan to help you save more for your retirement.  So the more money that is put in and the earlier you start saving, the more you should have later on when you no longer work.

As member of the DC Top-up Section you have the option to choose your contribution rate.  As Centrica double match you contribution in the range of 3%-5% of your Top-up salary you may wish to consider joining the DC Top-up Section before the AVC section.

2. Remember, pensions are flexible

You can change your rate of contributions by contacting Centrica People Services. Your change will take effect from the end of the month in which your request is received, providing you have allowed 4 weeks for Centrica People Services to action your request.

 Important information and assumptions

It's important to remember that a pension is normally a long term commitment. As with any investment its value can go down as well as up and may be worth less than what was paid in.

Laws and tax rules may change in the future. The information here is based on our understanding in April 2022. Your own circumstances, including where you live in the UK will also have an impact on tax treatment.

Change payments


Keep up to date with your payments and find out how you can change the amount that you're paying.