- Joining the pension
Get the most from your pension
- Use the tools
- Boost your pension
- Approaching retirement
- Contribution options
- Investment choices
- Documents and FAQ
What you need to know before you invest
Choosing where to invest your money doesn’t have to be anywhere near as difficult as you might think.
There are options to suit all levels of knowledge - and to suit however involved (or not) you want to be with managing your investments. The descriptions below are intended to help you understand your choices, but remember not all options are available with all pension investments.
These are the factors that will play a part in your choice. Reading through them will help you make the right choices for you.
You could get heavily involved with how your pension is invested – or you could take more of a back seat. It’s completely up to you.
An option for people who don’t like to be heavily involved in the ongoing management of their pension fund is the Centrica Gateway Strategy. This is a lifestyle profile, which gradually and automatically moves your investments into funds that prepare your pension savings for retirement.
Whichever option you go for, remember it’s easy to check how your investments are performing, and to change where your money is invested.